Rent to own is a great way to purchase a home, especially if you have trouble buying a home through a traditional bank. Those with poor credit, lack a down payment, have a short credit history or no credit history often have difficultly qualifying for a home mortgage.

With rent to own, you the renter, agree to buy the home at a future date at a price agreed upon today. You get to “lock in” your price and stop throwing away money on just renting!

Our Rent to own program gives you time to develop or improve your credit history. If you’re a business owner, it gives you the required “seasoning” time required by most banks by working with our credit enhancement team as well as our preferred lenders, making it possible that you’ll qualify for a traditional mortgage by the end of your lease term!

Rent to own isn’t for everyone but it can be a great path to homeownership for many potential homeowners. You may very well be in the 82% of potential home buyers that currently can’t walk into a bank today and get a mortgage. Rent to own may be the right option for you if you are,,,, 

Have you had a setback (divorce, job loss, unexpected medical expenses) that has damaged your credit. If you have a steady income and recovering from a credit crisis, rent to own may be the perfect solution.

If your young and new to the job market, or recently divorced and don’t have a credit history of your own, rent to own is a great way to build up a down payment while developing a credit history that will make it more likely you will qualify for a mortgage.

Often self-employed individuals are penalized by lending institutions. If you have a well-established, self-employment history, rent to own is a great way to establish your credit worthiness and build your down payment.